Helping Families With The Best Mortgages

Get The Ultimate Mortgage Checklist for Families!

Download my free ebook to know exactly what to look for when securing your next mortgage.

“You Can Achieve Your Financial Dreams”

About Me

The Mortgage Centre
Power Mortgage Brokerage 
2058 Lorne St. Regina SK
P. 306-570-3379
Brokerage Licence #315900
Broker Licence #316340

Hi, I’m Ryan Boughen.

I am passionate about helping working families understand what role their mortgage plays in their overall family budget and goals. I enjoy working with real people who are doing the best they can but are looking for some help managing their family finances.

As selecting a mortgage is one of the most significant financial decisions my clients will make in their life, obviously understanding how the mortgage fits into their financial goals is crucial, and as obvious as that sounds, from experience, I have found that this isn’t always the case. Be very careful where you get your advice from!

I specialize in residential mortgage financing in Regina Saskatchewan and I have a unique approach to working with my clients. My goal is to first understand their overall financial objectives before helping them decide on the mortgage. This unique approach ensures that my clients’ needs are always put first when I am negotiating for a mortgage on their behalf.

I hold a Bachelor of Commerce (Finance) from the Edwards School of Business as well as a Bachelor of Science in Agriculture from the University of Saskatchewan.

Along with my wife Natasha, and our two young boys we live in Northwest Regina. I enjoy the outdoors (especially in the summer), attending kids’ events and I am a regular at Saskatchewan Roughriders games as a 10+ year season ticket holder.

It was with great pride that I completed My first half-marathon in September 2014.

If you are looking for honest, unbiased advice from a mortgage broker in Regina and would like to discuss becoming my client, I would love to talk with you!

Mortgage Services

Home Purchase

If you are looking to purchase a property, understanding all the mortgage options available to you can seem overwhelming. That’s where I come in, I do this everyday, and I love it. I will help you make sense of all the numbers and provide you with options that make sense to your specific financial situation and arrange the mortgage that meets your goals.



Before you go out and start shopping for a new house, you need a plan. It doesn’t matter if this is your first time buying a home or your hundredth, financial situations change, rules change, interest rates change. The best place to start is with a preapproval, so you know exactly how much buying power you have. I can help you with that.

First Time Homebuyers

If you are looking to purchase your first home, then you have come to the right place! I absolutely love answering questions and helping first time home buyers understand what mortgage financing is all about. I will walk through the process with you and make sure you feel comfortable with the details of your mortgage contract and that they meet your financial needs.


Are you looking to access some of the equity built up in your property? Maybe you want to consolidate some debts, start a new business, buy a vacation or investment property… regardless, I can discuss all your mortgage refinancing options with you! Sometimes it even makes sense to refinance your mortgage early to save money long term!



The best time to start looking at renewing your existing mortgage is 120 days before your maturity date. If your existing lender has sent you a renewal offer in the mail, the first thing you should do is send it to me so I can give you a second opinion. Never just sign the offer, there is always room to negotiate, and I am here to help you so that you don’t have to do those negotiations alone!


Obviously there are a lot more services I can offer and a lot more information I can share with you. Consider this my invitation to contact me with your questions, I would love to work with you and help you figure out a plan not only to get you a mortgage, but to help you get rid of it. Talk soon!

Mortgage & Money Blog

Man Caves vs She Sheds

Man Caves vs She Sheds

If you talk to any REALTOR®, they will confirm that in couples looking to find their “forever home” there has been a recent surge in demand for a space dedicated as a man cave. It could be the basement (the darker the better) or it could be in a garage,... read more

Have You Considered Going Tankless?

If you are looking for ways to be more responsible with energy costs around your home (and save a little money in the process), considering a tankless water heater is probably already on your radar. But is it really worth it? There are certainly a lot of factors that... read more
Get Your Notice of Assessment in 24 Hours or Less!

Get Your Notice of Assessment in 24 Hours or Less!

Depending on how you earn your income, if you are applying for a mortgage, you might be asked to substantiate your income through a 2 year average using your latest 2 years Notice of Assessments (NOAs). Your NOAs is the document the government sends to you once you... read more
Bank of Canada Rate Announcement Sept 9th, 2015

Bank of Canada Rate Announcement Sept 9th, 2015

No rate changes today! The Bank of Canada announced today that it will be maintaining it’s target for the overnight rate at 3/4 per cent while the deposit rate will remain at 1/4 per cent. This news comes as no real surprise. According to a recent Reuters Poll,... read more

I Keep My Blog Up To Date So You Can Stay Informed

More From The Blog


Here are some of the nice things my clients have said about me

We were originally working with another mortgage broker who we were very dissatisfied with.  I was introduced to Ryan by an acquaintance and found him to be very knowledgeable in his approach with us as a future client.

When we came to Ryan we had a tonne of questions, all of which were very important to us, because of our previous experience with another broker. We needed to make sure Ryan was the right fit, and he was.

Ryan is a great listener and was able to provide us with several different options when it came down to choosing the right mortgage.  We felt very confident in Ryan as he always did his due diligence and provided us with easy to understand explanations of each option. This made the experience that much better.

Everything about our experience was very positive. Ryan is compassionate, honest and extremely knowledgeable, and always took time to explain things so that we fully understood our options.

We are now neighbors.  We live down the street in our newly constructed home beginning a new life as a new family.  Thank You Ryan for all that you have done to get us to this place.

Carrie & Mike

Regina, SK

Ryan was absolutely amazing to deal with!

As a first time home buyer, I had no idea what I needed or what I qualified for or even what the process was. Ryan was great at walking through the process with me and answering every question I had. He never left me in the dark with anything and always made sure I knew exactly what was going on.

I was also impressed with the on-going plan to adjust my mortgage throughout my 5 year term so there are no major surprises when it comes to renewing. This puts him above the rest as with most other mortgage brokers, once you sign the papers, you don’t talk to them till it’s time to refinance!

He takes the guess work out of the home buying process. Can’t imagine using anyone else!


Regina, SK

I have known and worked with Ryan for over five years. I have found him to be very knowledgeable, meticulous and people oriented.  I would recommend his services anytime!

Mike Turlock, CFP

Regina, SK, IPC Investment Corporation

My husband and I attended (Ryan’s) Get Out Of Debt Workshop and it has changed our LIVES…. Its given us a “jump start” to achieve our retirement goals!!! Was well worth the time to attend. I recommend this workshop, it was fantastic!!!


Regina, SK

Some of My Lender Partners



Money Events

Apply Now

Contact me Anytime!

The form below is delivered to my inbox, or you can visit my contact page for more options to get ahold of me!